We provide:

Free Pre-Approvals!

Secure, online home loan applications or face-to-face consultations for free!

Up-to-date real estate market advice!

Up to a $400 appraisal credit at the close of escrow on funded transactions if you mention this offer upon initial contact!

Straightforward and hassle free representation, providing real estate home loans and refinance options!

Access to over 75 lenders!

Weekly articles published in the North Valley Real Estate Guide labled "Mortgage News", provided by the Chico Enterprise Record!

Monthly articles published in Inside Out Magazine

Scott Gormley, broker/owner of Oak Valley Mortgage was the 2006 Chairman of the Chico Association of Realtors Affiliate Committee!

We are members of the Chico Chamber of Commerce!

Visit us online at:

www.ChicoLoan.com